Find the borrower. Find the car.
Repossession agents and auto lenders use SkipTrace AI to find where a borrower sleeps, works and visits, so the truck goes to the right driveway.
Illustrative sample data. Real searches cost 2–7 credits; no charge when nothing useful is found.
The problems we hear every day.
Assignments with stale addresses
The borrower moved after the loan was written.
Cars parked somewhere else
At a relative's or a new partner's address.
Lots of assignments at once
You need to work a list, not one file.
What you get in every search.
See where they've been, and where they are now.
Every person search maps the address history as a numbered trail. Click a stop to explore it.
Illustrative trail. 1 = oldest, highest number = current address.
Which search do I need?
Pick what you're starting from. We'll tell you which search to run and what it costs.
Run a
Person search
Ranked phones and emails, current address and mapped address history. Full reports add relatives and associates.
How it worksSee it in action.
Run a simulated search and explore a full sample report: ranked contacts, address history, relatives and more.
Try a Simulated Search
This is a simulated demo.
Ready to Search
Select a search type and click "Run Demo Search" to see comprehensive results.
Three steps. Seconds each.
- 01
Search the borrower
Name and the address on the contract.
- 02
Plan the route
Current, prior and relatives' addresses.
- 03
Recover
Send the truck with a better lead.
Common questions
How do repo agents skip trace?
Search the borrower to get their current and prior addresses, ranked phone numbers, and relatives and associates whose addresses are common places to find a vehicle.
Can I upload assignments in bulk?
Yes. CSV batches process every row and refund unused credits.
What does a search cost?
A contact search is 4 credits and a full report with relatives 5, at $0.85–$1.00 per credit.
Are there restrictions?
Follow your state's repossession and licensing laws. SkipTrace AI is not a consumer reporting agency and can't be used for FCRA-covered decisions.
Ready when you are. Pay per search.
No subscription, no contract, and no charge when a search finds nothing useful.
Permissible use. SkipTrace AI is not a consumer reporting agency and its results are not consumer reports. Do not use SkipTrace AI for credit, employment, insurance, housing, tenant screening or any other purpose covered by the Fair Credit Reporting Act. You are responsible for complying with the GLBA, DPPA, FDCPA, TCPA and other laws that apply to your use.